Disability Insurance . . . It Protects Your Income!

If you were disabled for 6 months, a year or longer, what would be the sources of your income?

The fact is, a disability can happen to anyone, at any time. In an instant, your income could drop significantly! Would you be ready if the unexpected happened?

Consider this. Your income enables you to maintain and protect your family and your lifestyle - your home, car, food, clothing, tuition and bills. What would you and your family do if your paycheck stopped tomorrow and didn't begin again for a year? Several years? You may think that Social Security will provide adequate disability income, but the truth is almost 50% of claims are denied by Social Security because applicants do not qualify.

That is why you need a plan to help safeguard your financial security and independence in the event of a disabling sickness or injury. If you have long-term disability at work, you are off to a good start. However, workplace disability benefits often times cover just 50% of your income. How far will half of your paycheck go? An individual disability policy will provide a source of income to help replace those lost dollars.

Give your salary the protection it needs. Your family depends on you. You work hard for your money - make sure you do everything you can to protect your income with an individual disability policy.

At FTFN Insurance Services, we can help you design a plan to maximize your benefits and give you peace of mind knowing that your income is protected so that if the "unexpected" happens your income can continue to provide for you and your family as long as you need it.